Finding your ideal retirement destination might be simpler than you imagined. If you’re exploring where to retire in Delaware, you’re already on the right track. When people ask, “Is Delaware a good place to retire?” those who’ve already made the move respond with an enthusiastic yes.
The Moorings at Lewes has quietly established itself as one of the best places to retire in Delaware, and once you understand why, you’ll see it’s not just about the well-known tax advantages. As a Springpoint Life Plan Community, we know the value of retiring in Delaware. This is a decision that delivers benefits both immediately and for years to come, combining financial wisdom with an enriching lifestyle that many retirees wish they’d discovered sooner.
Financial Benefits That Make Sense
Many people are drawn to Delaware retirement for its exceptional financial advantages. Delaware consistently ranks among states with the most favorable tax structures for retirees, and for good reason.
The state has one of the nation’s lowest property tax rates, resulting in significant annual savings. But that’s just the beginning. Delaware also offers exclusions for seniors on pension and 401(k) income, as well as additional tax credits for homeowners aged 65 and older. Perhaps most notably, there’s no sales tax on any purchases—a benefit you’ll appreciate every single day.
When you factor in Delaware’s comparatively low income tax rates, the financial case for Delaware retirement benefits becomes clear. These advantages add up to more money staying in your pocket, making retirement not just affordable but genuinely advantageous.
For those researching the best place to live in Delaware for retirement, these financial perks apply statewide, giving you flexibility in choosing your perfect community.
Beyond the Balance Sheet: Delaware’s Lifestyle Appeal
While financial considerations are important, they’re only part of the equation when determining the best place in Delaware to retire. The quality of life you’ll enjoy here is equally compelling, offering a lifestyle that balances relaxation with engagement, natural beauty with modern convenience, and tranquility with accessibility.
Coastal Living at Its Finest
Delaware’s position on the Eastern Seaboard gives it an extraordinary natural asset: 28 miles of beautiful Atlantic coastline. When considering the best cities to retire in Delaware, coastal communities like Lewes stand out for their access to this stunning shoreline.
Lewes is located at the scenic point where the Delaware Bay meets the Atlantic Ocean, offering retirees multiple public beaches, including Lewes Beach, Cape Henlopen State Park, and Beach Plum Island Nature Preserve. Living at the Moorings at Lewes gives residents easy access to nearby area attractions.
This coastal setting means you can start your morning with a beach walk, spend an afternoon kayaking in calm bay waters, or simply relax with the sound of waves as your backdrop. The therapeutic benefits of coastal living—fresh sea air, stunning sunrises, and the peaceful rhythm of the tides—become part of your everyday life.
Outdoor Activities for Every Season
Nature enthusiasts will find that Delaware offers far more than its beaches. The state maintains over 10,000 acres across 16 state parks, all within a short drive. Miles of hiking and biking trails wind through forests and along waterways, providing opportunities to stay active while surrounded by lush vegetation and wildlife.
Water sports abound, from fishing and kayaking to charter boat excursions from Delaware Seashore State Park. On land, you’ll find well-maintained golf courses and tennis courts throughout the area.
Many parks offer enriching programs, including guided nature tours, historical demonstrations, and seasonal events like summer concert series and fall festivals. Whether you prefer camping in comfort or day trips to explore new trails, Delaware’s outdoor offerings offer endless ways to engage with nature.
The Charm of Small-Town Living
Among the best places to retire in Delaware, Lewes exemplifies the appeal of small-town coastal living. Known affectionately as a “walking town,” this historic community packs remarkable character into its half-square-mile downtown area. Historic homes, unique boutiques, excellent restaurants, museums, and cultural venues create a vibrant community atmosphere.
Despite its intimate scale, Lewes offers thoroughly modern amenities. The Osher Lifelong Learning Institute provides educational opportunities, while factory outlets and golf courses cater to recreational interests. Year-round community events foster connections and ensure there’s always something engaging on the calendar.
Food lovers particularly appreciate why this is considered one of the best cities to retire in Delaware. The “Culinary Coast” lives up to its reputation with an impressive selection of restaurants, many featuring waterfront dining venues and fresh local seafood. From casual cafés to fine-dining establishments, the culinary scene here rivals that of much larger cities.
A Rich Historical Tapestry
Delaware is the first state to ratify the U.S. Constitution, and Lewes, initially settled by the Dutch in 1631, proudly claims the title of “the first town in the first state.” Nearly four centuries of history remain visible throughout the community, from colonial architecture and preserved battle sites to local stories about visits from legendary figures like Captain Kidd.
This historical richness adds depth to daily life, offering fascinating opportunities for exploration right in your own community. Museums, historic homes, and heritage trails provide engaging ways to connect with the past while living comfortably in the present.
Perfectly Positioned for Convenience
Location matters when choosing where to retire in Delaware, and the state offers an ideal balance of peaceful living with convenient access to major metropolitan areas. Baltimore, Philadelphia, New York, and Washington, D.C., are all within 200 miles, making visits to family, cultural events, or specialty healthcare easily manageable.
This positioning means you can enjoy the tranquility of coastal Delaware while keeping urban excitement within reach. You get the best of both worlds: a relaxed daily lifestyle away from city traffic and noise, with the option to visit museums, theaters, sporting events, or simply spend time with family and friends in nearby cities whenever you choose.
Why The Mooring at Lewes Represents the Best of Delaware Retirement
If your retirement vision includes financial security, charming surroundings, and ample opportunities to immerse yourself in a welcoming coastal community, retiring in Delaware offers everything you’re looking for. The Moorings at Lewes brings together all these advantages in one exceptional Life Plan Community.
Located in one of Delaware’s best places to retire, The Moorings combines the financial benefits of Delaware retirement with a lifestyle designed around your interests and preferences. Our community provides the independence you value with the peace of mind that comes from knowing comprehensive care is available if your needs change.
Ready to discover why so many retirees are choosing Delaware—and specifically, The Moorings at Lewes? We invite you to schedule a visit and experience firsthand the lifestyle and amenities that await. Let us show you why this is the best place in Delaware to retire.
